We're starting at the end, because that's the part you notice most. You play and you needle; when it's done, Nintee tells you who pays whom, in whatever you bet with: beers, money, whisky. Below, where those numbers come from.
Nobody adds anything up. The app already knows how the standings ended, what happened inside each group and who got caught by each side bet, and it turns that into a short list of payments. Money on one side, beers on the other, never mixed. No paper, no arguing at the bar.

Nothing gets written into The Tab by hand. The numbers come from whatever you played that day, and that means three things: the tournament bet, whatever your group plays for and the side bets. Play all three, just one, or none.
The big bet of the day, on the day's standings. Two classic ways: the bottom players buy for the top ones, or everyone chips into a pot the best players split. You pick who it hits and how much is on the line; the app works out the split on its own and sends it to The Tab.
Losers pay
The bottom pay the top
Podium
ChosenAll chip in, the best take it
What each one takes
Everyone puts in €5 · €50 pot for the top 3.
On top of the tournament bet, each group needles its own way at the tee. Nassau, Skins, Match, Syndicate (the American), Vegas, Wolf or Bingo Bango Bongo, each with its own stake and unit. It never touches the other groups: each table runs its own game and it only lands on the tab of the players involved.
In the round
The needling bets: birdie, twos, greenie, the snake… The classics come ready to go, each with its value and its unit. And if you've got one of your own, you build it step by step: name, when it triggers and what it's worth. If it comes off the card — a two, most putts, the day's donkey — the app picks it up on its own. No napkins: every side bet lands straight on The Tab.

You set the bets up in a moment —by talking or by hand—, you play in peace, and The Tab settles the day on its own.